Composer is the first platform to offer a full life-cycle solution for the emerging Wrap marketplace in the United Kingdom. It manages the end-to-end process from plan implementation, investment selection, placement, and all product administration through to the resultant End of Year taxation and ongoing consolidated reporting outputs, all on a consolidated and common web-enabled platform.

It delivers competitive advantage in that both the Wrap provider and the platforms’ users (advisers/networks/investors) achieve the “single balance sheet view of the investor” that they have long sought.  Using the Composer model allows all information to be stored centrally and means that advisers are enabled to do business anywhere - be it in the client home, the adviser office or in transit.

Composer's core functionality, originally based on satisfying the extensive demands of the Australian Wrap and Master Trust market,  has been further enhanced to comply with UK regulation and to support UK specific financial products including:

• ISA, PEP and Direct Tax Wrappers; Unit Trusts, OEICS, Collectives, Equities
• SIPP / Appropriate Personal Pensions / Stakeholder / Drawdown (including A-day as far as it is currently defined)
• Onshore / Offshore Bonds
• Administration of mutual fund products

The above make Composer much more than a simple aggregation engine. It offers the complete range of underlying administration and processing capabilities necessary for a feature-rich Wrap platform.

In addition to the products noted above, Composer also provides for Life Insurance administration supporting individual and group insurance products and processes within a Wrap environment. Insurance is increasingly a fundamental component of any wealth management strategy and ensuring that both Investments and Insurance are available within the one platform allows the wrap provider to deliver a total solution for advisers and investors.